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How much do Swiggy & Zomato actually take from your restaurant?

Most restaurants underestimate aggregator commissions by 30-40%. This calculator uses real 2026 take rates — including base commission, payment gateway fees, GST on commission, packaging deductions and average Ads/Boost spend — to show you what's really happening to every order. Then it shows what you'd keep if you moved volume to ONDC or WhatsApp direct.

Your numbers

Adjust the sliders to match your restaurant's reality.

Channel mix today
Swiggy 45%
Zomato 40%
ONDC 5%
WhatsApp 10%
Total: 100%

What you actually keep

Monthly net to your restaurant
6,30,000
From 9,00,000 gross · You lose 2,70,000 to commissions
Gross monthly revenue
9,00,000
Aggregator commission
−₹2,30,000
Avg commission rate
26.5%
If 100% direct
8,85,000
You could recover 1,80,000/year

By shifting just 30% of your aggregator volume to ONDC + WhatsApp direct ordering. Our Unified CRM brings all four channels into one inbox for ₹199/month.

The honest breakdown

What "28% commission" actually means.

Aggregator commission isn't one line item. It's six. Here's where every rupee goes.

25–32% all-in

Swiggy take rate breakdown

Base commission: 20–23%
Payment gateway: 2.5%
GST on commission: 18% of above
Packaging deduction: ₹10-25/order
Ads / Boost (avg): 2-4%
Special promotions: 1-3%

26–35% all-in

Zomato take rate breakdown

Base commission: 20–24%
Payment gateway: 2.5%
GST on commission: 18% of above
Packaging deduction: ₹10-25/order
Boost / Gold: 3-5%
Hyperpure surcharge: variable

+5-8% creeping cost

What "Boost" really costs

Both Swiggy and Zomato have made Boost spend effectively non-optional in competitive areas. Without Boost, your listing falls below restaurants that pay — meaning fewer orders. The "voluntary" advertising spend has become a tax to stay visible, adding 3-5 percentage points to your real commission rate.

Four channels, four economics

On a ₹500 order, here's what you actually keep.

ChannelTake rateYou keepCustomer data
Swiggy~28%₹360Aggregator owns
Zomato~30%₹350Aggregator owns
ONDC~4%₹480You own
WhatsApp direct~0.5%₹498You own

Even shifting 30% of volume to ONDC + WhatsApp saves a typical restaurant ₹15,000–₹25,000/month.

Frequently asked

Quick answers about restaurant commissions.

What commission does Swiggy take in 2026? +

Effective Swiggy take rate in 2026 — including base commission, payment fees, GST on commission, packaging deductions and average Ads/Boost spend — runs 25-32% per order. Base commission alone is typically 20-23%, but the all-in rate after every deduction is what your bottom line actually sees.

What commission does Zomato take in 2026? +

Zomato effective take rate runs 26-35% per order. Base commission is similar to Swiggy at 20-24%, but Zomato's Boost and Gold partnership fees typically push the all-in number slightly higher. Premium category restaurants and Tier-1 city listings often see the upper end of this range.

How does ONDC compare on commission? +

ONDC effective commission is 3-5% to the restaurant — typically 1-2% seller app fee plus 0.5-1% network fee. Logistics is separate and usually customer-paid. This is roughly 1/6 the cost of Swiggy or Zomato. See our detailed ONDC vs Swiggy & Zomato comparison for the full mechanics.

Is WhatsApp direct ordering really commission-free? +

Nearly. WhatsApp Business API messages cost ₹0.145 (utility, for order confirmations) to ₹1.09 (marketing, for promotional sends) per message via Meta. UPI gateway fees are 0% on most flows. Effective cost per order: ~0.5% — essentially nothing compared to aggregator commissions. See our WhatsApp marketing playbook for the full setup.

Should I delist from Swiggy and Zomato? +

No — that's a mistake. Aggregators still own 60-70% of restaurant discovery in 2026. Use them for new-customer acquisition, but route repeat customers to ONDC + WhatsApp where commissions are minimal. This hybrid model is what's actually working for Indian restaurants right now.

How accurate is this calculator? +

The base rates use 2026 averages from across hundreds of Indian restaurants we work with. Your specific commission may vary by 2-4 percentage points depending on city, category, Boost spend, and any special promotion deals. The directional savings calculation is reliable — the absolute numbers are estimates.

Stop overpaying commissions

One inbox for Swiggy, Zomato, ONDC & WhatsApp.

Online eMenu's Unified CRM brings every order channel into one screen — so your cashier stops tab-switching and you stop missing the savings. ₹199/month. Live in 48 hours.