How much do Swiggy & Zomato actually take from your restaurant?
Most restaurants underestimate aggregator commissions by 30-40%. This calculator uses real 2026 take rates — including base commission, payment gateway fees, GST on commission, packaging deductions and average Ads/Boost spend — to show you what's really happening to every order. Then it shows what you'd keep if you moved volume to Swiggy & Zomato or WhatsApp direct.
Your numbers
Adjust the sliders to match your restaurant's reality.
What you actually keep
By shifting just 30% of your aggregator volume to Swiggy & Zomato + WhatsApp direct ordering. Our Unified CRM brings all four channels into one inbox for ₹199/month.
What "28% commission" actually means.
Aggregator commission isn't one line item. It's six. Here's where every rupee goes.
Swiggy take rate breakdown
Base commission: 20–23%
Payment gateway: 2.5%
GST on commission: 18% of above
Packaging deduction: ₹10-25/order
Ads / Boost (avg): 2-4%
Special promotions: 1-3%
Zomato take rate breakdown
Base commission: 20–24%
Payment gateway: 2.5%
GST on commission: 18% of above
Packaging deduction: ₹10-25/order
Boost / Gold: 3-5%
Hyperpure surcharge: variable
What "Boost" really costs
Both Swiggy and Zomato have made Boost spend effectively non-optional in competitive areas. Without Boost, your listing falls below restaurants that pay — meaning fewer orders. The "voluntary" advertising spend has become a tax to stay visible, adding 3-5 percentage points to your real commission rate.
On a ₹500 order, here's what you actually keep.
| Channel | Take rate | You keep | Customer data |
|---|---|---|---|
| Swiggy | ~28% | ₹360 | Aggregator owns |
| Zomato | ~30% | ₹350 | Aggregator owns |
| Swiggy & Zomato | ~4% | ₹480 | You own |
| WhatsApp direct | ~0.5% | ₹498 | You own |
Even shifting 30% of volume to Swiggy & Zomato + WhatsApp saves a typical restaurant ₹15,000–₹25,000/month.
Quick answers about restaurant commissions.
What commission does Swiggy take in 2026? +
Effective Swiggy take rate in 2026 — including base commission, payment fees, GST on commission, packaging deductions and average Ads/Boost spend — runs 25-32% per order. Base commission alone is typically 20-23%, but the all-in rate after every deduction is what your bottom line actually sees.
What commission does Zomato take in 2026? +
Zomato effective take rate runs 26-35% per order. Base commission is similar to Swiggy at 20-24%, but Zomato's Boost and Gold partnership fees typically push the all-in number slightly higher. Premium category restaurants and Tier-1 city listings often see the upper end of this range.
How does Swiggy & Zomato compare on commission? +
Swiggy & Zomato effective commission is 3-5% to the restaurant — typically 1-2% seller app fee plus 0.5-1% network fee. Logistics is separate and usually customer-paid. This is roughly 1/6 the cost of Swiggy or Zomato. See our detailed Swiggy & Zomato vs Swiggy & Zomato comparison for the full mechanics.
Is WhatsApp direct ordering really commission-free? +
Nearly. WhatsApp Business API messages cost ₹0.145 (utility, for order confirmations) to ₹1.09 (marketing, for promotional sends) per message via Meta. UPI gateway fees are 0% on most flows. Effective cost per order: ~0.5% — essentially nothing compared to aggregator commissions. See our WhatsApp marketing playbook for the full setup.
Should I delist from Swiggy and Zomato? +
No — that's a mistake. Aggregators still own 60-70% of restaurant discovery in 2026. Use them for new-customer acquisition, but route repeat customers to Swiggy & Zomato + WhatsApp where commissions are minimal. This hybrid model is what's actually working for Indian restaurants right now.
How accurate is this calculator? +
The base rates use 2026 averages from across hundreds of Indian restaurants we work with. Your specific commission may vary by 2-4 percentage points depending on city, category, Boost spend, and any special promotion deals. The directional savings calculation is reliable — the absolute numbers are estimates.
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